Payments built
for African
businesses.
Accept bank transfers with real-time confirmation, dedicated virtual accounts, and instant webhook delivery. No chasing screenshots.
Payment request
Acme Store
Amount due
₦25,000
MAKE SURE YOU TRANSFER THE EXACT AMOUNT YOU SEE HERE
15 min
Payment expiry
< 5s
Confirmation time
99.9%
Uptime SLA
Works with all Nigerian banks
Features
Everything you need to collect payments
Virtual Accounts
Each payment link gets a dedicated bank account number. No amount encoding, no confusion — just a clean account to transfer to.
Real-time Confirmation
Payments are confirmed in seconds using Gmail API event processing. Your customers don't wait, and neither do you.
Signed Webhooks
Every payment event fires a signed webhook to your endpoint. Verify the signature, trust the payload.
API-First
Generate payment links, query status, and receive callbacks — all through a simple REST API. Integrate in minutes.
15-Minute Expiry
Payment links auto-expire in 15 minutes. No stale links, no duplicate confusion, no security exposure.
Merchant Portal
Full dashboard for every merchant — live payment status, withdrawal history, API keys, and webhook config in one place.
How it works
A payment link in one API call
Authenticate with your API key, POST to our endpoint with the amount and customer email, and get back a payment link instantly. We handle the bank account assignment, expiry, and confirmation.
Generate a link
POST /api/payment-links with amount + email. We return a shareable URL.
Customer pays
Your customer sees a dedicated bank account and pays the exact amount.
Get notified
We confirm in real time and fire a signed webhook to your endpoint.
# Create a payment link curl -X POST https://drexpay.tech/api/payment-links -H "Authorization: Bearer ngp_sk_..." -H "Content-Type: application/json" -d '{ "amount": 25000, "email": "customer@example.com", "redirectTo": "https://yourapp.com/thanks" }' # Response { "url": "https://drexpay.tech/pay/cm9x...", "expiresAt": "2025-01-01T12:15:00Z" }
Who it's for
Built for builders
SaaS businesses
Collect subscriptions and one-time payments with zero friction for your Nigerian users.
E-commerce stores
Add a reliable checkout experience without the complexity of legacy payment gateways.
Marketplaces
Handle buyer payments and vendor payouts with full audit trails on every transaction.
Fintech platforms
Embed bank transfer collection into your product via API. No UI required.
Pricing
Simple, flat pricing
No monthly fees. No setup costs. Pay only when you collect.
1.5%
capped at ₦2,000 per transaction
Get access
Ready to get started?
We review every application manually to ensure a good fit. Most applications are reviewed within 24 hours.